Disclaimers
for Investors

General Risk Notice (Applies Globally)

Investing in early-stage and pre-seed startups offers the potential to support innovation and earn high returns – but such investments are speculative, illiquid, and risky. Many early-stage companies fail, and investors may lose all invested capital. These opportunities are not suitable for all investors.

Angelinvest does not offer investment advice, assess suitability, or guarantee performance. Investors should conduct their own due diligence and seek professional financial, tax, and legal advice before investing.

Risk Notice for United Kingdom

Investing in early-stage and pre-seed startups can offer exposure to breakthrough ideas and potentially significant financial returns. However, such opportunities come with high risk and are generally ill-suited for inexperienced investors.

Startups at this stage typically lack a trading history, generate limited or no revenue, and are still developing their product or service. Many of these ventures will not succeed, and the risk of losing your entire investment is substantial. Additionally, shares in such companies are illiquid – there’s no public market, and you may not be able to sell or exit for many years.

Investor Eligibility
In the UK, most early-stage startup investments are available only to those who meet certain criteria under the Financial Services and Markets Act 2000 (FSMA). This includes:

  • High Net Worth Individuals, or
  • Self-Certified or Sophisticated Investors under the Financial Promotion Order 2005

However, non-accredited investors may participate in certain types of regulated offerings, such as those run through FCA-authorised crowdfunding platforms, where retail investors can invest smaller amounts within set limits and with specific risk warnings and appropriateness assessments.

All investors – regardless of classification – should:

  • Understand that capital is at risk
  • Perform full due diligence on the startup and its team
  • Consider the investment as long-term and illiquid
  • Seek independent financial and legal advice
  • Invest only funds they can afford to lose

Angelinvest does not provide personal investment advice or assess suitability. For questions about your eligibility or access, contact us at [email protected]

Risk Notice for USA

Investing in early-stage and pre-seed startups can provide an exciting opportunity to support innovative companies at the earliest stages – and potentially generate outsized returns if the venture succeeds. However, these investments carry significant risk and are not suitable for all investors.

Startups at this stage often operate with limited revenue, incomplete products, and unproven business models. They may be raising capital to build a prototype, validate a market, or scale their team – all of which involve execution risk. Statistically, a majority of early-stage startups fail, and investors may lose the entire amount invested.

These investments are also illiquid – meaning they are not traded on public markets and cannot easily be sold or transferred. Investors typically must wait for a liquidity event, such as an acquisition or IPO, which may take many years or may never occur.

Investor Eligibility
Most early-stage private offerings are limited to accredited investors, as defined by the U.S. Securities and Exchange Commission (SEC). This typically includes individuals who meet certain income or net worth thresholds.

However, under specific regulatory exemptions – such as Regulation Crowdfunding (Reg CF) or Regulation A+ – non-accredited investors may also participate, subject to legal investment limits based on income or net worth. These types of offerings are normally made through registered platforms that comply with SEC disclosure requirements.

Whether accredited or non-accredited, all investors should:

  • Thoroughly understand the risks of early-stage investing
  • Perform their own due diligence on founders, business models, and financials
  • Diversify across different companies and sectors
  • Seek independent legal, tax, and financial advice
  • Only invest capital they can afford to lose

Angelinvest does not provide investment advice or act as a financial advisor. Participation in any investment opportunity should be made based on your own assessment and personal financial circumstances.

For more information about your eligibility or the structure of our offerings, please contact us at [email protected]

Risk Notice for the European Union

Investing in early-stage and pre-seed startups across the EU provides access to high-growth innovation sectors and the possibility of outsized returns. However, these investments are inherently speculative, high-risk, and illiquid.

Startups at this level may not yet have customers, revenue, or finalised products. They face significant operational, financial, and market risks. Many early ventures fail to achieve sustainability or investor returns. In most cases, any potential gains may take years to realise – if they happen at all.

Traditionally, access to early-stage private investments in the EU is limited to:

  • Professional investors (MiFID II classification)
  • High Net Worth or sophisticated individuals under national regimes

However, under the European Crowdfunding Service Providers Regulation (ECSPR), which came into effect across the EU in 2021, retail (non-professional) investors may participate in early-stage funding rounds via regulated crowdfunding platforms. These platforms must conduct:

  • Risk assessments
  • Appropriateness tests
  • Enhanced disclosure
  • Investment caps (for non-sophisticated investors)

Investor Eligibility
Regardless of investor type, we strongly advise that all participants:

  • Understand the real risk of losing their entire investment
  • Review offering documents carefully
  • Perform independent due diligence
  • Diversify across multiple sectors and company stages
  • Consult licensed legal, tax, or investment professionals

Angelinvest does not offer investment advice or broker services. Please contact [email protected] if you have questions regarding access or your investor status.

Risk Notice for the Rest of Europe (Non-EU)

Investing in seed and early-stage startups provides exposure to innovation and growth potential, but also involves significant risk.

Companies at this stage may lack proven business models, face operational and financial uncertainty, and may ultimately fail. These investments are also typically illiquid, limiting the possibility of an early or easy exit.

Eligibility
Access is typically limited to:

  • Experienced or professional investors, as defined by national regulations
  • In some cases, retail investors may participate via regulated platforms, subject to limitations and disclosure rules

All investors must:

  • Conduct their own due diligence
  • Understand that capital is at full risk
  • Only invest amounts they can afford to lose
  • Seek professional financial and legal advice

Angelinvest does not act as an investment advisor or regulated intermediary in non-EU jurisdictions. For more details, contact: [email protected]

Risk Notice for Canada

Early-stage startup investing presents the potential to support innovative Canadian and international entrepreneurs – and, in some cases, to benefit from substantial growth. But such investments involve elevated risk and are not appropriate for all investors.

At the pre-seed stage, businesses often lack revenue, may still be validating their market, and face high levels of uncertainty. Many startups fail within their first few years. These investments are also illiquid and may not produce a return for a long period, if ever.

Eligibility
In Canada, access to private early-stage investments is usually limited to:

  • Accredited Investors as defined by National Instrument 45-106
  • Individuals investing under the Offering Memorandum (OM) exemption
  • Certain Eligible Investors under provincial rules who may invest smaller amounts subject to income and risk disclosure limits

Some equity crowdfunding opportunities also allow non-accredited investors to participate, though with restrictions on how much can be invested, and often require platform-based risk disclosures and suitability checks.

Whether accredited or not, all investors should:

  • Fully understand the risks of startup investing
  • Diversify their investment portfolio
  • Obtain legal and financial advice from a licensed professional
  • Only invest capital they can afford to lose entirely

Angelinvest does not provide personalised investment advice and is not a registered dealer in Canada. For further information about participation or eligibility, please contact us at [email protected]

Risk Notice for the Middle East

Investing in early and pre-seed startups offers the potential for high returns through participation in emerging innovation. However, these opportunities carry substantial financial risk.

Startups in their early stages may lack operational experience, face market uncertainty, and may not succeed. Additionally, investments in such ventures are typically illiquid, and investors may not be able to exit for an extended period, if at all.

Eligibility
Typically intended for:

  • Qualified, professional, or high-net-worth individuals
  • In select jurisdictions, retail investors may participate under regulated platforms or advisory frameworks

All investors should:

  • Be fully aware of the risks involved
  • Conduct independent due diligence
  • Diversify their portfolios
  • Seek professional financial, tax, and legal advice
  • Avoid investing capital they cannot afford to lose

Angelinvest does not provide regulated investment advice in the Middle East. For eligibility and participation queries, contact [email protected]

Risk Notice for All Other Countries

Investing in early-stage and pre-seed startups involves a high level of risk, including the possibility of losing your entire investment. These investments are typically illiquid, speculative, and may require a long-term commitment without the possibility of early exit.

Startups may have no revenue, unproven products, and face significant technical, financial, and market-related challenges. Even if successful, any returns may take years to materialize.

Eligibility
If you are accessing this site from a country not explicitly listed above, it is your responsibility to ensure that:

  • You are complying with local securities regulations
  • You are legally permitted to invest in early-stage or private companies
  • You meet any local definitions of an accredited, qualified, or professional investor (if required)

Angelinvest does not provide investment advice, brokerage services, or regulated financial services in any jurisdiction outside those specified above. We make no representations that the materials on this website are appropriate or available for use in your location.

Before investing, all users should:

  • Consult with a licensed legal, tax, or financial advisor in their home jurisdiction
  • Conduct full due diligence on any investment opportunity
  • Only invest capital they are willing and able to lose entirely
  • Diversify their investment portfolio to manage risk

Angelinvest does not provide regulated investment advice. For eligibility and participation queries, contact [email protected]

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